Transfer and Pay with Wells Fargo Online® (2024)

FAQs

Does Wells Fargo have limit on online transfers? ›

The minimum amount you can send is $25. The maximum daily amount that you can send to all beneficiaries using multiple Wells Fargo ExpressSend Service Agreements is $5,000. The maximum total amount that you can send during any consecutive 30-day period using the Wells Fargo ExpressSend service is $12,500.

Initially the delivery speed is 2 business days for a transfer from your Wells Fargo account to your account at another financial institution, and 3 business days for a transfer from your account at another financial institution to your Wells Fargo account.

Sign on to Wells Fargo Online, go to Transfer & Pay, and enroll in Online Wires to get started. Add your recipient, select funding account and amount (along with any additional details required for certain countries). Review and send your payment.

Sign on to Wells Fargo Online^® to access transfers. Choose the account you want to transfer money from, the account you want the money transferred to, the frequency of transfers, the date you would like the transfer to occur, and the amount that you would like to transfer. Click the Continue button.

You can make immediate payments to your Wells Fargo accounts by transferring money between any of your eligible accounts (Wells Fargo or non-Wells Fargo). Your payment will be effective the same calendar day, although it may take additional time to post.

The money leaves your account immediately. It's usually available within 2 hours. For some banks, it can take up to close of business the next working day.

A payee is listed as active once validation is complete. After payee is validated, payments scheduled on a business day by 3:00 pm Pacific Time can be received as soon as the following business day provided you have sufficient funds in your account.

Most domestic transfers are processed on the same day, and international transfers are typically completed within a few days (depends on country). You need to move large amounts of money.

If you're sending a large amount of money, you may want to use a wire transfer at your bank. You'll need the recipient's account and routing numbers. You and the recipient will likely incur fees. Wire transfers take place in less than 24 hours but do not occur on weekends or on bank holidays.

Does Wells Fargo charge to transfer money to another bank? ›

Direct Pay payments to non-Wells Fargo personal bank accounts are $0.50 per payment. Direct Pay payments made to business bank accounts are $3 each.

Transfers between your accounts

As long as you have enough money in the account you want to transfer from the transfer to your other online account will take place immediately. You can transfer up to £100,000 per transaction with a minimum limit of 1p. There is no daily maximum for the number of transfers you can make.

Transfers to established recipients from a Wells Fargo Bank Funding Account may be made up to a daily dollar limit of $3,500 and a 30-day rolling dollar limit of $20,000. Higher limits may apply in certain transactions or if you are using a Funding Account from Wells Fargo Advisors or The Private Bank.

Send Money with Zelle^®

Sending money is fast and convenient. It's already part of your Wells Fargo Mobile app.

We provide you your daily ATM withdrawal and purchase limits when you receive your Card. You can confirm or manage your card's daily limits by signing on to Wells Fargo Online or the Wells Fargo Mobile^® app, or calling the number on the back of your card.

For your security, we limit how much money you can send digitally. You can review these limits before sending a wire. To send a wire with a higher limit, visit a Wells Fargo branch.