Transfer and Pay with Wells Fargo Online® (2024)

Transfer and Pay with Wells Fargo Online® (1)

Convenient and secure

Between accounts or between friends, move your money with confidence.

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Money where you need it, when you want it

Transfer and Pay with Wells Fargo Online® (2)

Use Zelle® to send and request money

  • Safely and easily send and receive money with trusted friends and family who have U.S. bank accounts
  • Send money fast — within minutes

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Transfer and Pay with Wells Fargo Online® (3)

Transfer money between accounts

  • Move money between Wells Fargo accounts
  • Transfer funds to and from other U.S. financial institutions

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Transfer and Pay with Wells Fargo Online® (4)

Pay your bills online

  • Use Bill Pay for sending payments within the U.S.
  • Set up a one-time payment or schedule recurring payments

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Transfer and Pay with Wells Fargo Online® (5)

Use your digital wallet

  • Use your mobile device to make quick and contactless payments on the go
  • Access Wells Fargo ATMs with your digital wallet — no card needed

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Transfer and Pay with Wells Fargo Online® (6)

Securely wire money to businesses and individuals

  • Use wire transfers to send money within the U.S. and abroad
  • Send funds in foreign currencies or U.S. dollars

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Transfer and Pay with Wells Fargo Online® (7)

Send money to friends and family abroad

  • Use ExpressSend® to send money to people in 12 countries
  • Transfer money for cash pick-up or for credit to an account

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Transfer and Pay with Wells Fargo Online® (8)

Zelle®

Get money from a friend when you’re splitting the cost of the bill. Pay your pet sitter when you get back from vacation.

Zelle® is a fast, easy way to send and receive money in our app.

Learn more about Zelle®

Mobile and online banking when you need them

Manage your money on the Wells Fargo Mobile® app when you’re on the go. And use Wells Fargo Online® when it’s more convenient to be on your computer.

Enroll now

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  • Set language preferences
  • Supported browsers
  • Technical requirements
  • Online Access Agreement

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Enrollment with Zelle® through Wells Fargo Online® or Wells Fargo Business Online® is required. Terms and conditions apply. U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. For your protection, Zelle® should only be used for sending money to friends, family, or others you trust. Neither Wells Fargo nor Zelle® offers purchase protection for payments made with Zelle® - for example, if you do not receive the item you paid for or the item is not as described or as you expected. Payment requests to persons not already enrolled with Zelle® must be sent to an email address. To send or receive money with a small business, both parties must be enrolled with Zelle® directly through their financial institution’s online or mobile banking experience. For more information, view the Zelle® Transfer Service Addendum to the Wells Fargo Online Access Agreement. Your mobile carrier's message and data rates may apply. Account fees (e.g., monthly service, overdraft) may apply to Wells Fargo account(s) with which you use Zelle®.

Terms and conditions apply. Setup is required for transfers to other U.S. financial institutions, and verification may take 1–3 business days. Customers should refer to their other U.S. financial institutions for information about any potential fees charged by those institutions. Mobile carrier’s message and data rates may apply. See Wells Fargo’s Online Access Agreement for more information.

Digital wallet access is available at Wells Fargo ATMs for Wells Fargo Debit Cards in Wells Fargo-supported digital wallets. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply. Some ATMs within secure locations may require a physical card for entry.

Terms and conditions apply. Some (but not all) digital wallets require your device to be NFC (Near Field Communication) enabled and to have the separate wallet app available. Your mobile carrier’s message and data rates may apply.

In addition to any applicable fees, Wells Fargo makes money when we convert one currency to another currency for you. The exchange rate used is set by Wells Fargo, includes a markup and may be different than exchange rates you see elsewhere. For additional information related to Wires and foreign currency wires, please see the Online Access Agreement or applicable service documentation.

Enrollment in Wells Fargo Online® Wires is subject to eligibility requirements, and terms and conditions apply. Applicable outgoing or incoming wire transfer service fees apply, unless waived by the terms of your account. Your mobile carrier’s message and data rates may apply. For more information, see the Wells Fargo Online Access Agreement and your applicable account fee disclosures for other terms, conditions, and limitations.

The credit to account or the cash pick-up delivery methods for remittances may not be available at all Remittance Network Members or locations. When sending money to an account, we will need the beneficiary’s qualifying deposit account number at the Remittance Network Member. When sending money for cash pick up, the beneficiary's name provided by the sender must exactly match the beneficiary's name on their government issued identification.

Screen images are simulated. Features, functionality, and specifications appearing in those images may change without notice.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Wells Fargo Bank, N.A. Member FDIC.

QSR-0523-00963

LRC-0423

Transfer and Pay with Wells Fargo Online® (2024)

FAQs

Does Wells Fargo have limit on online transfers? ›

The minimum amount you can send is $25. The maximum daily amount that you can send to all beneficiaries using multiple Wells Fargo ExpressSend Service Agreements is $5,000. The maximum total amount that you can send during any consecutive 30-day period using the Wells Fargo ExpressSend service is $12,500.

How long does Wells Fargo online transfer take? ›

Initially the delivery speed is 2 business days for a transfer from your Wells Fargo account to your account at another financial institution, and 3 business days for a transfer from your account at another financial institution to your Wells Fargo account.

How do I transfer money from my Wells Fargo account to someone else's? ›

Sign on to Wells Fargo Online, go to Transfer & Pay, and enroll in Online Wires to get started. Add your recipient, select funding account and amount (along with any additional details required for certain countries). Review and send your payment.

How to do a bank transfer on Wells Fargo app? ›

Sign on to Wells Fargo Online® to access transfers. Choose the account you want to transfer money from, the account you want the money transferred to, the frequency of transfers, the date you would like the transfer to occur, and the amount that you would like to transfer. Click the Continue button.

What is the maximum amount I can transfer online per day? ›

NEFT/RTGS/IMPS Charges, Timings, Limits
Transaction Limits/Timing01:00 hours – 19:00 hours19:00 hours – 00:00 hours and 00:00 hours – 01:00 hours
Minimum₹ 2 lakh₹ 2 lakh
Maximum₹ 10 lakh or Rs 1 crore (based on customer segment)₹ 10 Lakh or 50 Lakh(based on customer segment)

Does Wells Fargo allow instant transfers? ›

You can make immediate payments to your Wells Fargo accounts by transferring money between any of your eligible accounts (Wells Fargo or non-Wells Fargo). Your payment will be effective the same calendar day, although it may take additional time to post.

Are online bank transfers immediate? ›

The money leaves your account immediately. It's usually available within 2 hours. For some banks, it can take up to close of business the next working day.

How long does it take Wells Fargo to process an online payment? ›

A payee is listed as active once validation is complete. After payee is validated, payments scheduled on a business day by 3:00 pm Pacific Time can be received as soon as the following business day provided you have sufficient funds in your account.

Are Wells Fargo wire transfers instant? ›

Most domestic transfers are processed on the same day, and international transfers are typically completed within a few days (depends on country). You need to move large amounts of money.

How do you transfer large sums of money between bank accounts? ›

If you're sending a large amount of money, you may want to use a wire transfer at your bank. You'll need the recipient's account and routing numbers. You and the recipient will likely incur fees. Wire transfers take place in less than 24 hours but do not occur on weekends or on bank holidays.

Does Wells Fargo charge to transfer money to another bank? ›

Direct Pay payments to non-Wells Fargo personal bank accounts are $0.50 per payment. Direct Pay payments made to business bank accounts are $3 each.

How much money can you transfer online? ›

Transfers between your accounts

As long as you have enough money in the account you want to transfer from the transfer to your other online account will take place immediately. You can transfer up to £100,000 per transaction with a minimum limit of 1p. There is no daily maximum for the number of transfers you can make.

What is Wells Fargo's daily transfer limit? ›

Transfers to established recipients from a Wells Fargo Bank Funding Account may be made up to a daily dollar limit of $3,500 and a 30-day rolling dollar limit of $20,000. Higher limits may apply in certain transactions or if you are using a Funding Account from Wells Fargo Advisors or The Private Bank.

How do I transfer money to someone else's bank account? ›

How to transfer money online to friends and family
  1. Use a money-transfer app.
  2. Consider a bank-to-bank transfer.
  3. Set up a wire transfer.
  4. Request your bank send a check.

What money transfer app does Wells Fargo use? ›

Send Money with Zelle®

Sending money is fast and convenient. It's already part of your Wells Fargo Mobile app.

Does Wells Fargo have transaction limits? ›

We provide you your daily ATM withdrawal and purchase limits when you receive your Card. You can confirm or manage your card's daily limits by signing on to Wells Fargo Online or the Wells Fargo Mobile® app, or calling the number on the back of your card.

Does Wells Fargo limit wire transfers? ›

For your security, we limit how much money you can send digitally. You can review these limits before sending a wire. To send a wire with a higher limit, visit a Wells Fargo branch.

How much money can you transfer from one bank to another online? ›

Bank transfer limits
Type of transferTransfer limit
ACH Same Day transferUp to $1,000,000
Bank of America Corp.$3,500 per day or $10,000 per week
JPMorgan Chase & Co.Up to $25,000 per day
Citigroup Inc. Standard ACHUp to $10,000 per day
1 more row
Nov 13, 2023

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